IDC’s Remarkable Record - Updated for 2nd Quarter 2017 ranks

“IDC has a remarkable track record of identifying deteriorating or improving performance months, and sometimes years, before it becomes apparent to other ranking companies,” as stated on the Washington State Department of Financial Institutions website and as displayed on IDC Financial Publishing, Inc.’s website.  The following review of IDCFP rankings…

Keep Reading »

ROE Compared to COE Still the Best Indicator of Value

Investors and analysts measure the performance of bank holding companies by comparing return on equity (ROE) against the cost of equity capital (COE). If the ROE is higher than the COE, management is creating value. ROE less than COE, management destroys value. Value is measured by stock price to book…

Keep Reading »

Dynamics of the Brokered CD Market

The growth dynamics in brokered CDs has been the increase in average brokered CDs per issuing bank from $40 million in 1997 to $180 million in 2017. The growth has been due to the increase in insurance levels to $250,000 in July 2010, mergers of banks issuing brokered CDs, and…

Keep Reading »

IDC’s Remarkable Record - Updated for 1st Quarter 20017 Ranks

As stated on the Washington State Department of Financial Institutions website and as displayed on IDC Financial Publishing, Inc.’s website, “IDC has a remarkable track record of identifying deteriorating or improving performance months, and sometimes years, before it becomes apparent to other ranking companies.”  The following review of IDCFP rankings…

Keep Reading »