IDCFP’s Early Warning Signal Forecasts A Potential Banking Crisis in 2021

Brokers of CDs and investors in CDs, as well as insurance companies, federal agencies, state governments, interbank lending, and a host of other institutions rely on IDC Financial Publishing’s (IDCFP’s) CAMEL rankings to make better business decisions. Our unique and proprietary methodology provides early warning signs of the next potential…

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Estimating Brokered Certificates of Deposit Less Than $250,000

As a broker, would you be interested to learn about new banks as potential issuers of brokered CDs? Would it be helpful to see the characteristics of a bank, such as loan to deposit ratio or loan growth, that could be applied to similar institutions? IDC Financial Publishing, Inc. (IDCFP) has…

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Brokered CDs to Accelerate 82% to $560 Billion by Year-End 2019

The Growth of Brokered CDs The total value of brokered CDs issued by a financial institution grew exponentially from an average of $44 million in 1997 to $228 million in the 1st quarter of 2018. This growth was due to an increase in insurance premiums, bank mergers, and strong growth in loans…

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ROE Compared to COE is the Best Indicator of Bank Stock Value

IDC Financial Publishing (IDCFP) measures stock price performance of bank holding companies by comparing the return on equity (ROE) to its definition of the cost of equity (COE). Margin between ROE and COE (also the “M” in IDCFP’s unique CAMEL analysis) is a key measure of management. If the spread…

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