Since 1985, over 95 percent of those institutions that failed were ranked below 50 (Lowest Ratios) prior to failure - with the majority ranked One (the absolute lowest rating we assign).
IDC's ranking system is used by Fannie Mae, Freddie Mac, Ginnie Mae, government regulators and many states and municipalities as a guide for determining potential financial relationships. Individual institutions rely on IDC's data for evaluating their performance and setting goals to improve quality. Private companies, individual investors and insurance companies, to name a few, also rely on IDC's timely information.
