Archive: October 2019

The Chain of Events that Led to a Positive Outcome from Tariffs

There is some debate as to the impact of recent tariffs, and whether the outcome would be positive or negative. This article illustrates how the Trump Administration used tariffs to solve trade imbalances, and address intellectual property theft, while controlling interest rates and preventing worldwide recession, all without raising inflation. The…

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How Assessing Adequacy of Capital Determines Risk

IDC Financial Publishing (IDCFP) uses the acronym CAMEL to represent the financial ratios we use to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how we measure adequacy of capital in banks and savings institutions as a component of our CAMEL ranking, and…

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The Positive Impact of Tariffs on the U.S. Economy

There is some debate as to the impact of recent tariffs, and whether the outcome would be positive or negative. This article illustrates how the Trump Administration used tariffs to solve trade imbalances, and address intellectual property theft, while controlling interest rates and preventing worldwide recession, all without raising inflation. The…

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Insured Brokered CDs to Increase 52% to $630 Billion by Year-End 2022

The Number of Financial Institutions Issuing Brokered CDs Continues to Grow The number of institutions issuing brokered CDs has grown significantly since 2017. Banks, savings institutions and credit unions rose from a plateau of 1,300 in 2017 and increased to 1,638 in the 3rd quarter of 2019. However, the rise in the…

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The Technical Breakout of the German 10-Year Bund Yield

On September 4th, the German 2-year and 10-year bund yields reached cycle lows of -93 and -71 basis points respectively, then subsequently rose to -70 and -45 basis points. During late September and October, yields then retreated to -75 and -55 basis points. The breakout of these yields will occur, given…

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