Bank Safety Ratings By IDC Financial Publishing

The Standard in Ranking the Safety and Soundness of Financial Institutions

IDC Financial Publishing, Inc. (IDC) uses its unique CAMEL rankings of financial ratios to determine the safety ratings of banks, bank holding companies, savings institutions, and credit unions.

IDC's methodology for ranking financial institutions for safety is an open platform, allowing banks, savings institutions, credit unions, and any client to understand financial ratios and rank for a specific institution. The staff is open to discussion of ratios and rank to account for special circumstances of your financial institution.

IDC Financial Publishing, Inc. does not accept compensation prior to or as a requirement to rate an institution, and is therefore impartial when determining a rank. Clients which subscribe to IDC's published ranks include the Federal National Mortgage Association, Federal Home Loan Mortgage Corporation, Government National Mortgage Association, Federal Home Loan Banks, Federal Reserve Banks, state and municipal governments, insurance companies, financial firms specializing in brokered certificates of deposit, individuals and institutions investing in brokered deposits, portfolio managers, treasurers of corporations, and individuals concerned about their bank safety ratings.



Bank Rating Services

Founded in 1985 by John E. Rickmeier, President, IDC is the industry standard for rating financial institutions, which issue brokered certificates of deposit. IDC's proprietary "CAMEL" analysis assesses the overall safety and soundness of over 15,000 financial institutions each quarter. The bank rating methodology of analyzing 24 key financial ratios provides a one-number IDC quality rank from 1 (the lowest) to 300 (the highest) for each institution reporting to the Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC),and the National Credit Union Administration (NCUA). The bank safety ratings fall into one of six peer group categories: Superior, Excellent, Average, Below Average, Lowest Ratios, and Rank of One.