The Coming Bull Market in Bank Stocks

Rising German 10-Year yields, historically, have been the best indication of absolute performance of U.S. bank stock prices. Chart I Recently, the German 10-year yield declined to levels below -0.62%. Historically, low spikes in this yield led to a reversal, such as on 6/30/2016, 8/30/2019 and late March in 2020. Each…

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Evaluating Banking Risk with IDCFP’s CAMEL analysis

Covid-19 and a second quarter 2020 short-term recession have created potential risk in the banking system. Reports on bank financial conditions to be released in November (2020Q3) will further detail this risk. Subscribe to IDC Financial Publishing’s online portal to receive updates. Out of the 1,839 institutions with brokered deposits, we…

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Credit Unions are a Growing Force with Increasing Risk

Credit unions have grown to become a major factor in the U.S. economy, with assets that have grown at nearly twice the pace of banks’ over the past decade.1 Credit unions are owned by their members and are designed to offer lower borrowing costs and higher deposit rates. In addition, the…

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