The Long Bull Market in Bank Stocks

Rising German 10-year yields forecast increasing U.S. TIPS yields. This increase in TIPS yields, combined with the copper-to-gold ratio, forecasts a 2.4% yield on the U.S. 10-year T-Note by the end of 2021, 2.8% in 2022 and 3.2% in 2023. The U.S. 10-year is expected to rise significantly, led by the…

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IDCFP Estimates Brokered CDs Less Than $250,000 to Continue to Outpace DTC Levels, and Recover to $300 Billion in 2021 and $490 Billion by Year-End 2022

For years, brokers, investment advisors, consultants, and others, relied on the Depository Trust and Clearing Corporation (DTCC) to provide monthly balances of qualifying brokered CDs. Since 2014, however, the level of brokered CDs under $250,000 computed by IDC Financial Publishing (IDCFP) as part of brokered deposits, continues to outpace the…

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Our Remarkable Record Predicting Bank Failure and Recovery

Updated for 1st Quarter 2021 Ranks IDC Financial Publishing’s Record in History IDCFP’s CAMEL safety ratings of banks, savings institutions, credit unions range from 300 (the top grade attainable) to 1 (the lowest). From the early 1990’s, through today, institutions using our CAMEL ranks determined that ranks less than 125 were deemed…

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