Who Uses IDC Financial Publishing’s Ranks and Why?

Our Customers Many institutions rely on IDC Financial Publishing (IDCFP) CAMEL rankings to do business. This includes financial institutions that buy and sell brokered CDs, insurance companies, state and local governments, federal agencies, private companies, as well as individual banks, savings institutions and credit unions. Brokers trading certificates of deposit, registered…

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Credit Unions: A New Growth Opportunity in Brokered CDs

Credit unions issuing brokered CDs averaged just 5 institutions per quarter from 2008 to 2015. Beginning in the 2nd quarter of 2015, these institutions accelerated from 5 to 147 by the 2nd quarter of 2019. IDC Financial Publishing (IDCFP) estimates by 2020, credit unions with brokered CDs outstanding could reach 300…

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Negative Balance Sheet Cash Flow Leads to Liquidity Risk

IDC Financial Publishing (IDCFP) utilizes the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how we use liquidity as a component of our CAMEL rating, and why it is valuable and important to monitor. Liquidity…

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