Our Customers Many institutions rely on IDC Financial Publishing (IDCFP) CAMEL rankings to do business. This includes financial institutions that buy and sell brokered CDs, insurance companies, state and local governments, federal agencies, private companies, as well as individual banks, savings institutions and credit unions. Brokers trading certificates of deposit, registered…
Updated for 2nd Quarter 2019 ranks From 1990 to 2018, there were 1,419 failures of banks. Of these, 90% (1,271 banks) were ranked less than 125 by IDCFP up to 17 months before failure. Further, 73% (1,033 banks) were rated less than 125 by IDCFP up to 29 months before a…
Credit unions issuing brokered CDs averaged just 5 institutions per quarter from 2008 to 2015. Beginning in the 2nd quarter of 2015, these institutions accelerated from 5 to 147 by the 2nd quarter of 2019. IDC Financial Publishing (IDCFP) estimates by 2020, credit unions with brokered CDs outstanding could reach 300…
The Number of Financial Institutions Issuing Brokered CDs Continues to Accelerate The number of institutions issuing brokered CDs has grown at an accelerated rate in recent quarters. Banks, savings institutions and credit unions rose from a plateau of 1,300 in 2017 and increased to reach 1,686 in the 2nd quarter of…
IDC Financial Publishing (IDCFP) utilizes the acronym CAMEL to represent the financial ratios used to evaluate the safety and soundness of commercial banks, savings institutions and credit unions. This article explains how we use liquidity as a component of our CAMEL rating, and why it is valuable and important to monitor. Liquidity…
